25 US Cities With Ideal Weather for Retirees on a $2000/Month Budget

Finding the right place to live after retirement is important because many factors need to be considered. If you have a monthly budget of $2,000, it is essential to choose locations with favorable weather that are also cost-effective. We have identified 25 locations in the US that meet these criteria. Let’s review them!

Brownsville, Texas

Image Credits: Deposit Photos

Brownsville in South Texas offers warm temperatures year-round, perfect for retirees seeking sunshine. It has an 8% lower cost of living than the average. Plus, there are plenty of outdoor activities like birdwatching and fishing. This creates a relaxed lifestyle on a budget.

Augusta, Georgia

Image Credits: Deposit Photos

Augusta can surprise you with pleasant spring and summer weather.The city boasts of an inviting retirement climate. Buying a house over here is 30% cheaper than the country‚Äôs average. What’s more, it comes with a quiet suburban atmosphere and beautiful parks and greeneries.

Abilene, Texas

Image Credits: Deposit Photos

Located in West Texas, Abilene offers sunny weather and a low cost of living. Retirees can enjoy an active lifestyle without worrying about expenses. The city comes with plenty of parks, cultural attractions, and a thriving arts scene.

Fargo, North Dakota

Image Credits: Deposit Photos

Fargo experiences pleasant summers despite its cold winters. This makes it an attractive option for retirees on a budget. It has low-cost housing and a strong sense of community, providing a welcoming atmosphere.

Greeley, Colorado

Image Credits: Jacob Boomsma, Shutterstock

Greeley has sunny weather. It’s close to the Rocky Mountains, so outdoor enthusiasts like it. It is also among the richest agricultural regions. Retirees can enjoy the beauty of Colorado and try out agriculture in an affordable community.

Fort Wayne, Indiana

Image Credits: Nicholas J Klein, Shutterstock

Fort Wayne offers retirees a moderate climate with distinct seasons. This provides opportunities for outdoor activities year-round. Affordable housing and diverse cultural attractions make it a comfortable retirement destination. The living cost in Fort Wayne is 10% lower than the national average.

Bellevue, Nebraska

OMAHA, NEBRASKA - JULY 11, 2018: City Skyline in Downtown Omaha, Nebraska along the Gene Leahy Mall
Image Credits: Deposit Photos

Bellevue has a mild climate. It is an attractive option for retirees because of its affordable cost of living. Retirees can enjoy a peaceful yet dynamic lifestyle with its proximity to Omaha. The area also offers plenty of parks and recreational activities.

Waterloo, Iowa

Des Moines Iowa skyline in USA (United States)
Image Credits: Deposit Photos

With an affordable rent of $740 a month for a 1BHK, waterloo is one of the most affordable places to retire in the US. The city has a high livability score, pleasant weather, and lots of greeneries. According to a 2023 report released by GOBankingRates, Waterloo ranks 6th among the Midwest cities for retirees living on social security,

Bossier City, Louisiana

Image Credits: Deposit Photos

Bossier City offers retirees a comfortable climate with mild winters and warm summers. It is a charming retirement destination because of affordable housing options. It’s also near outdoor recreational areas.

Longview, Texas

Image Credits: Roberto Galan, Shutterstock

Longview boasts a warm climate and a low cost of living, making it appealing to retirees. Retirees can enjoy a vibrant lifestyle. There are many parks, shopping centers, and cultural attractions.

Knoxville, Tennessee

Image Credit: Deposit Photos

Knoxville’s mild climate and scenic beauty make it desirable for retirees. Low-cost housing offers an active retirement lifestyle. Outdoor activities like hiking and boating are also available.

Independence, Missouri

Image Credit: Deposit Photos

Independence offers retirees a moderate climate and rich history. Affordable living and proximity to Kansas City provide a comfortable lifestyle. They also offer urban amenities.

Des Moines, Iowa

Image Credit: Deposit Photos

Des Moines experiences four distinct seasons, offering retirees a variety of outdoor activities. Affordable housing, cultural attractions, and a strong sense of community make it a great place to stay after retiring.

Parma Heights, Ohio

Image Credit: Deposit Photos

Parma Heights, near Cleveland, offers retirees a moderate climate and a close-knit community. Affordable housing and proximity to cultural attractions make it a peaceful retirement spot.

Baytown, Texas

Image Credits: brueckenweb Frank Sellke, Shutterstock

Baytown’s warm climate and affordable living make it appealing for retirees. Proximity to the Gulf Coast offers year-round outdoor activities like fishing and boating.

Lake Charles, Louisiana

Image Credit: Deposit Photos

Lake Charles boasts a mild climate and rich cultural heritage. Affordable housing and outdoor recreational activities provide a laid-back retirement lifestyle.

Cincinnati, Ohio

Image Credits: Agnieszka Gaul, Shutterstock

Cincinnati offers retirees a moderate climate and vibrant atmosphere. Affordable living, cultural attractions, and diverse dining make it a dynamic retirement destination.

Clute, Texas

Image Credit: Deposit Photos

Clute’s warm climate and affordable living attract retirees. Proximity to the Gulf Coast offers outdoor recreational activities year-round. It is a peaceful place for retirees to enjoy their stay.

Little Rock, Arkansas

Image Credit: Deposit Photos

Little Rock’s mild climate and affordable living make it attractive for retirees. Rich history, cultural attractions, and outdoor activities provide a comfortable retirement lifestyle.

Owensboro, Kentucky

Image Credit: Deposit Photos

Owensboro, Kentucky, is a nice city for people to retire in. It has mild weather throughout the year and a charming riverfront area along the Ohio River. Housing in Owensboro is very affordable for retirees. There are also many fun cultural events and festivals held in Owensboro.

Richmond, Kentucky

Image Credits: Eddie J. Rodriquez, Shutterstock

Richmond, Kentucky, is another good option for retirement. It has a mild climate, and the cost of living is quite affordable. Richmond has appealing small-town charm and a historic downtown area to explore. There are also many beautiful outdoor recreation areas around Richmond. Retirees can enjoy them.

Frankfort, Kentucky

Image Credits: Sean Pavone, Shutterstock

Frankfort, the capital of Kentucky, also appeals to many retirees. It has a moderate climate, and living there is inexpensive. Frankfort has an interesting history as the state’s capital since 1792. Retirees in Frankfort can visit cultural attractions related to politics and history.

Bonner Springs, Kansas

MANHATTEN, KS, USA - NOVEMBER 3, 2022: Anderson Hall and Administration on the campus of Kansas State University.
Image Credits: Deposit Photos

Bonner Springs offers retirees a moderate climate and a close-knit community. Affordable housing and proximity to Kansas City provide urban amenities and recreational activities.

Emporia, Kansas

Image Credits: mark reinstein, Shutterstock

Emporia, Kansas, is an attractive retirement destination. Its mild climate lasts year-round. Emporia’s living cost is quite affordable for retirees on fixed incomes. This small college town has charming neighborhoods. It also has a historic downtown area to explore.

Scroll to Top